The buying process

 
 

work with team edelstein

Let’s face it. Buying a home can be stressful. Not only is it the biggest purchase you may make in a lifetime, but you have to look at your goals, commitments and lifestyle to find the perfect place. The good news is, we’re here to help make the process a fun & exciting one!

Watch this quick video to see what we bring to the table when we work for you!

 
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  • “We were referred to Team Edelstein by friends who told us "Tom & Henry really take care of you." Indeed, that was our experience with their entire team. It was challenging to leave our home of 30 years but Tom and Henry guided us through every step of the process, ultimately selling our house within days of our listing as well as securing our new home in a multiple offer situation. Tom and Henry have the knowledge, the resources, and the patient professionalism needed to make home transitions as seamless as possible. We highly recommend them!”

    — Donna K.

  • “Joe Uebel was absolutely incredible to work with! As first-time homebuyers, we realized early on that we had no idea what we were doing. Joe was patient, realistic, and encouraging throughout the process. He was accommodating with our schedules and was always happy to find a time to talk. We feel extremely lucky that we were able to work with Joe. We're in love with our house, and will certainly ask him to help us sell it and find our next home when we grow out of this one!”

    — Brandon & Monica H.

  • “Gretchen Doerfler was essential to our process in buying a house this past January. We were on an extremely short timeline and she was able to get us into all the showings we requested in one day. She is so knowledgeable about the quirks of the Saint Paul housing market. She could help explain things every step of the way and weighing pros and cons of each of our choices. If you are buying a house in Mac Groveland or Highland Park...she is the right person to have by your side. And she's such a nice person, too! We were lucky to have her.”

    — Allison P.

  • “Scott Lanahan takes special care to ensure that his clients needs are always first and foremost. He is an absolute pleasure to work with and has in-depth knowledge of the industry, area and market conditions. He works extremely well with other professionals during the process, including other agents, focusing on a reasonable experience for his clients. Highly recommend working with Scott! He will not let you down.”

    — H. Aubin

The buying process…

  • It is a good idea to get pre-approved for a mortgage, as it will help define the type of homes and locations we will look in. In a competitive market, a pre-approval will help your offer stand out when the seller has multiple offers to consider. Ask your lender or mortgage broker about possible buyer incentive programs you may qualify for – these often help with down payment assistance or closing costs. Once approved, hold off on any new credit inquiries or large purchases on your existing credit, as any change in your credit could jeopardize your purchase.

  • Looking at homes is a very exciting time, but it’s not always as easy as they make it look on TV. That’s why it’s important to have trusted advisors looking out for your interest every step of the way. As your Buyer’s Agent, we will work on your behalf to ensure the process goes as smoothly as possible. We’ll provide you all the important information you need to know about a property and market conditions so you can make the best decision possible. Let’s be sure to have a few laughs along the way too!

  • Once you have your pre-approval, you can start to narrow down the criteria you are looking for in a home. You know the price range, now you can determine other features like size, location, finishes, etc. Categorize these into “must have” and “nice to have” sections. As you look, you may find you will make adjustments to the list. When you’re looking – remember cosmetic things can be updated fairly easily, but size and location cannot. If you can look past the wallpaper and outdated features you’re on the right track.

  • You’ve found the house – it’s time to write an offer. We will research nearby comparable sales and other market and home information to guide you on an offer price and other terms like inspections, closing date, etc. We will lead negotiations to help ensure you get the best terms possible.

  • When your offer is accepted, we will have an inspection to ensure the home is in good working order. This will give you a good understanding of potential future repairs and costs. Any larger issues can be addressed through negotiation – having it fixed by the seller before the closing, a price reduction, or with closing costs.

  • A lot of work takes place between the offer and closing day. Your lender will have the home appraised and finalize your loan. A title company will research the property and work with the county to issue your deed. There are a lot of moving parts, rest assured we are here to coordinate all of it to ensure a successful closing.

Interested in buying a house? Contact us.

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